How to Register on Binance with Referral Code (2026 Guide)

Registration Process with Referral Code

This guide walks you through every step of creating a Binance account with the maximum fee discount applied.

Referral Code: RATE20 — enter this during registration for 20% off all trading fees.

Step 1: Open Registration Page

Navigate to the Binance website and click Register or Sign Up.

You’ll see a registration form with these fields:

• Email or Phone Number
• Password
• Referral ID (this is where you enter the code)

Step 2: Enter Your Details

Email Registration (Recommended):

1. Enter a valid email address
2. Create a strong password (12+ characters, mixed case, numbers, symbols)
3. In the Referral ID field, type RATE20

Phone Registration:

1. Select your country code
2. Enter your phone number
3. Create a password
4. Enter referral code RATE20

Double-check the referral ID before proceeding. If the field is empty or has a different code, your account won’t get the 20% discount.

Step 3: Email/Phone Verification

Binance sends a 6-digit verification code:

• Email: Check inbox (and spam/junk folder)
• Phone: SMS delivery within 1-2 minutes

Enter the code within the time limit (usually 10-30 minutes).

If you don’t receive the code:

• Check spam/junk/promotions folders
• Wait 60 seconds and click “Resend”
• Try a different email provider if issues persist
• Ensure your phone can receive international SMS

Step 4: KYC Identity Verification

Required for trading, depositing, and withdrawing.

Documents accepted:

• Passport (highest success rate)
• Driver’s license
• National ID card

The process:

1. Go to Account → Identification
2. Select your country
3. Choose document type
4. Upload clear photos (front and back for ID cards)
5. Complete face verification (follow on-screen instructions)

Tips for fast approval:

• Good lighting, no shadows on the document
• All text clearly readable
• No glare on laminated cards
• Neutral expression for selfie
• Stable internet for video verification

Typical approval time: 5-15 minutes (automated). Up to 48 hours during peak periods.

Step 5: Secure Your Account

Enable Google Authenticator:

1. Download Google Authenticator app
2. Go to Security → Authenticator App
3. Scan QR code
4. Write down backup key on paper (critical for recovery)
5. Enter 6-digit code to confirm

Set Anti-Phishing Code:

1. Go to Security → Anti-Phishing Code
2. Create a memorable code
3. All real Binance emails will include this code

Enable Withdrawal Whitelist:

1. Security → Withdrawal Whitelist
2. Toggle on
3. Add your trusted addresses

Step 6: Verify Your Fee Discount

After registration, confirm the referral was applied:

1. Go to Account → Fee Rate
2. Spot trading fee should show 0.0800% (not 0.1000%)
3. If it shows 0.1000%, the referral wasn’t applied

What if the referral wasn’t applied?

Unfortunately, you cannot add a referral code after registration. Your options:

• Create a new account with a different email
• The 10 minutes to re-register saves you hundreds to thousands in fees over your account’s lifetime

Step 7: Maximize Your Discount

Buy BNB:

1. Go to Trade → Spot → BNB/USDT
2. Buy $20-50 worth of BNB

Enable BNB Fee Payment:

1. Dashboard → Settings
2. Toggle on “Use BNB for Fees”
3. Spot fee drops from 0.08% to ~0.06%

Registration Checklist

Step	Action	Status
1	Referral code RATE20 entered	☐
2	Email/phone verified	☐
3	KYC approved	☐
4	Google Authenticator enabled	☐
5	2FA backup key saved on paper	☐
6	Anti-phishing code set	☐
7	Fee rate shows 0.08%	☐
8	BNB purchased	☐
9	BNB fee payment enabled	☐

Complete all 9 steps for maximum security and minimum fees. Total time: 15-20 minutes. Lifetime benefit: 20-40% lower fees on every trade.