How to Use BNB to Save 25% on Binance Trading Fees

One of the easiest ways to reduce your Binance trading fees is to pay them with BNB (Binance Coin). Here’s exactly how to set it up and how much you’ll save.

How BNB Fee Payment Works

When you enable BNB fee deduction, Binance automatically uses BNB from your spot wallet to pay trading fees instead of deducting from the traded asset. In return, you get a 25% discount.

Example:

• You buy $1,000 worth of Bitcoin
• Normal fee: $1.00 (0.10%)
• With BNB payment: $0.75 (0.075%)
• Savings: $0.25 per trade

Stacking All Discounts

Here’s where it gets interesting. You can stack multiple discounts:

Discount	Fee Rate	Savings
No discount	0.100%	—
Referral only (20% off)	0.080%	20%
BNB only (25% off)	0.075%	25%
Referral + BNB	~0.060%	~40%

How to Enable BNB Fee Payment

1. Log in to your Binance account
2. Go to Dashboard or Account Settings
3. Find “Using BNB to pay for fees” toggle
4. Enable it

That’s it. Make sure you always have a small BNB balance in your spot wallet.

How Much BNB Should You Hold?

A rough guide based on monthly trading volume:

Monthly Volume	BNB Needed (approx.)
$1,000	~$0.75 worth of BNB
$10,000	~$7.50 worth of BNB
$50,000	~$37.50 worth of BNB
$100,000	~$75.00 worth of BNB

Buy slightly more than needed to account for BNB price fluctuations.

Annual Savings Breakdown

For a trader with $10,000 monthly volume:

• Without any discount: $120/year in fees
• With referral discount: $96/year (save $24)
• With referral + BNB: $72/year (save $48)

For $100,000 monthly volume:

• Without discount: $1,200/year
• With referral + BNB: $720/year — saving $480 per year

Don’t Forget: Get the Referral Discount First

BNB fee payment is great, but it requires you to already have an account. The referral discount must be applied at sign-up — you can’t add it later.

So the optimal order is:

1. Sign up through a referral link (20% lifetime discount)
2. Buy some BNB
3. Enable BNB fee payment (25% additional discount)
4. Trade with the lowest possible fees (~0.06%)