Binance Margin Trading Fees: Borrowing Rates and Trading Costs

Margin Trading Fees on Binance

Margin trading on Binance involves two types of fees: trading fees and borrowing interest.

Trading Fees (Same as Spot)

Margin trading uses the same fee schedule as spot:

• Maker: 0.10%
• Taker: 0.10%
• Referral discount, BNB discount, and VIP tiers all apply

Borrowing Interest Rates

When you trade on margin, you borrow funds and pay hourly interest:

Asset	Daily Interest	Annual Rate
BTC	~0.01%	~3.65%
ETH	~0.01%	~3.65%
USDT	~0.02%	~7.30%

Rates are variable and change based on supply/demand.

Cross vs Isolated Margin

Feature	Cross Margin	Isolated Margin
Collateral	Entire margin wallet	Per-position
Risk	Higher (shared)	Lower (isolated)
Leverage	Up to 3x	Up to 10x
Interest	Same rates	Same rates

Liquidation Fees

If your position is liquidated, Binance charges a liquidation fee:

• Cross margin: 2% of position
• Isolated margin: Varies

Margin vs Futures: Which Is Cheaper?

For leveraged trading, futures are generally cheaper:

• Lower base fees (0.02% maker vs 0.10%)
• No borrowing interest (funding rates instead)
• Higher leverage available (up to 125x vs 10x)

Most traders prefer futures over margin for leveraged positions.